The following table lists the Automated Clearing House (ACH) file record types.
Field
1
2
3
4
5
6
7
8
9
10
11
12
13
Data Element Name
Record Type Code
Priority Code
Immediate Destination
Immediate Origin
File Creation Date
File Creation Time
File ID Modifier
Record Size
Blocking Factor
Format Code
Name
Immediate Origin Name
Reference Code
Field Inclusion Requirement
M
R
M
M
M
O
M
M
M
M
O
O
O
Contents
'1'
Numeric
bTTTTAAAAC
bTTTTAAAAC
YYMMDD
HHMM
Upper Case
A-Z
Numeric 0-9
'094'
'10'
'1'
Alphanumeric
Alphanumeric
Alphanumeric
Length
1
2
10
10
6
4
1
3
2
1
23
23
8
Position
01-01
02-03
04-13
14-23
24-29
30-33
34-34
35-37
38-39
40-40
41-63
64-86
87-94
Field
1
2
3
4
5
6
7
8
9
10
11
12
13
Data Element Name
Record Type Code
Service Class Code
Company Name
Company Discretionary
Data
Company Identification
Standard Entry Class Code
Company Entry Description
Company Descriptive Date
Effective Entry Date
Settlement Date (Julian)
Originator Status Code
Originating DFI Identification
Batch Number
Field Inclusion Requirement
M
M
M
O
M
M
M
O
R
Inserted by ACH Operator
M
M
M
Contents
'5'
Numeric
Alphanumeric
Alphanumeric
Alphanumeric
Alphanumeric
Alphanumeric
Alphanumeric
YYMMDD
Numeric
'1'
TTTTAAAA
Numeric
Length
1
3
16
20
10
3
10
6
6
3
1
8
7
Position
01-01
02-04
05-20
21-40
41-50
51-53
54-63
64-69
70-75
76-78
79-79
80-87
88-94
Field
1
2
3
4
5
6
7
8
9
10
11
Data Element Name
Record Type Code
Transaction Code
Receiving DFI Identification
Check Digit
DFI Account Number
Amount
Individual Identification
Number
Individual Name
Discretionary Data
Addenda Record Indicator
Trace Number
Field Inclusion Requirement
M
M
M
M
R
M
O
R
O
M
M
Contents
'6'
Numeric
TTTTAAAA
Numeric
Alphanumeric
$$$$$$$$¢¢
Alphanumeric
Alphanumeric
Alphanumeric
Numeric
Numeric
Length
1
2
8
1
17
10
15
22
2
1
15
Position
01-01
02-03
04-11
12-12
13-29
30-39
40-54
55-76
77-78
79-79
80-94
Field
1
2
2
4
5
Data Element Name
Record Type Code
Addenda Type Code
Payment Related Information
Addenda Sequence Number
Entry Detail Sequence Number
Field Inclusion Requirement
M
M
O
M
M
Contents
'7'
'05'
Alphanumeric
Numeric
Numeric
Length
1
2
80
4
7
Position
01-01
02-03
04-83
84-87
88-94
Field
1
2
3
4
5
6
7
8
9
10
11
Data Element Name
Record Type Code
Service Class Code
Entry/Addenda Count
Entry Hash
Total Debit Entry Dollar Amount
Total Credit Entry Dollar Amount
Company Identification
Number
Message Authentication Code
Reserved
Originating DFI Identification
Batch Number
Field Inclusion Requirement
M
M
M
M
M
M
R
O
N/A
M
M
Contents
'8'
Numeric
Numeric
Numeric
$$$$$$$$$$¢¢
$$$$$$$$$$¢¢
Alphanumeric
Alphanumeric
Blank
TTTTAAAA
Numeric
Length
1
3
6
10
12
12
10
19
6
8
7
Position
01-01
02-04
05-10
11-20
21-32
33-44
45-54
55-73
74-79
80-87
88-94
Field
1
2
3
4
5
6
7
8
Data Element Name
Record Type Code
Batch Count
Block Count
Entry/Addenda Count
Entry Hash
Total Debit Entry Dollar Amount in File
Total Credit Entry Dollar Amount in File
Reserved
Field Inclusion Requirement
M
M
M
M
M
M
M
N/A
Contents
'9'
Numeric
Numeric
Numeric
Numeric
$$$$$$$$$$¢¢
$$$$$$$$$$¢¢
Blank
Length
1
6
6
8
10
12
12
39
Position
01-01
02-07
08-13
14-21
22-31
32-43
44-55
56-94